Learn how to save on insurance premiums without sacrificing life-changing coverages

TV Commercials will not tell you how to protect yourself. This guide will.

I have worked for nearly a decade with a number of Maryland personal injury law firms throughout the State of Maryland, focusing on auto accident cases, and recovering damages for victims who have been seriously injured.

I have seen my share of accident claims: large, small and those that fall in-between. These include accidents that have resulted in catastrophic injuries and those that were little more than an inconvenience to the victim. A motor vehicle accident is always unpredictable and often times devastating.

The reality is that accidents do happen, and I have seen too many victims not properly covered or compensated. Educating yourself on what auto insurance is, does and covers is by far the best way to ensure that all of your bills will be paid should you be the unfortunate victim of a serious accident.

I have seen too many accidents where the final settlement did not properly "make the victim whole" due to improper insurance coverage or no coverage at all. In a response to these unfortunate situations, I have written this small guide on how to properly shop for automobile insurance in the State of Maryland. I hope you will learn how to become properly covered in case you are the unfortunate victim of a serious auto accident.

• What is PIP Coverage, what does it do?
• I'm a good driver, why do I need good insurance?
• If I'm not at fault for an accident, will my insurance rates go up?

About The Authors:

Marc G. Snyder has been practicing law since 1997, founding his own law firm in 2007. He is a member of the Maryland Bar Association, Maryland Association for Justice, American Association for Justice, and the Maryland Criminal Defense Attorneys' Association. He regularly handles cases involving automobile accidents, medical malpractice, negligent security and criminal defense.

Jobeth R. Bowers is a law student and a member of Marc Snyder's legal team. A member of the Maryland Association for Justice, he helped Marc develop his practice from the beginning. Jobeth hopes to complete his law degree and become a member of the Maryland Bar in 2013.